Legal Officer / Recovery Manager at Elizabeth Maddeux Limited

Company: Elizabeth Maddeux Limited
Location: Ikeja, Lagos State
Employment Type: Full-Time
Industry: Legal Services / Financial Services / Credit Recovery / Risk Management
Job Category: Legal Jobs, Recovery Management, Credit Administration, Banking & Finance
Application Deadline: 25 Dec 2026

Job Overview

Elizabeth Maddeux Limited is hiring a highly skilled Legal Officer / Recovery Manager to oversee legal operations, debt recovery strategies, credit risk management, litigation coordination, and compliance functions. This role is ideal for legal professionals with expertise in loan recovery, financial regulations, credit administration, and legal advisory services.

The successful candidate will play an essential role in reducing non-performing loans (NPLs), enforcing contractual obligations, safeguarding institutional financial interests, and ensuring compliance with legal and regulatory standards.

Professionals searching for legal jobs in Nigeria, lawyer jobs in Lagos, recovery manager jobs, debt recovery jobs, legal officer vacancies, banking legal jobs, litigation management careers, compliance officer jobs, credit risk management jobs, financial services legal roles, corporate legal adviser jobs, microfinance legal jobs, contract law careers, loan recovery specialist jobs, legal compliance jobs, risk management careers, credit administration jobs, barrister jobs in Nigeria, legal executive vacancies, and corporate law jobs may find this opportunity highly suitable.

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About the Company

Elizabeth Maddeux Limited provides innovative human resource solutions designed to strengthen workforce productivity, technical competence, organizational efficiency, and sustainable business growth. The organization supports employers through strategic HR interventions, professional workforce development, and talent management services.

Job Summary

The Legal Officer / Recovery Manager will oversee the organization’s legal affairs while leading debt recovery initiatives involving delinquent and non-performing loan portfolios. The role ensures compliance with legal frameworks, internal credit procedures, and financial regulations while minimizing institutional credit losses.

The position also involves litigation management, contract drafting, legal due diligence, loan enforcement, collateral recovery, and providing strategic legal advice to business operations and management.

Key Job Responsibilities (JD)

Loan Recovery & Credit Risk Management

The selected candidate will:

• Develop and implement effective recovery strategies for overdue accounts and bad debt portfolios.
• Manage delinquent and non-performing loan portfolios to improve recovery rates.
• Monitor debt repayment activities and negotiate settlement arrangements.
• Coordinate restructuring plans and repayment schedules.
• Work closely with credit and risk departments to reduce non-performing loan (NPL) ratios.
• Initiate collateral realization and loan enforcement actions where necessary.
• Prepare recovery performance reports and portfolio updates.

Legal Compliance & Regulatory Management

Responsibilities include:

• Ensuring all recovery activities comply with Nigerian legal frameworks and company policies.
• Managing court filings, litigation procedures, and legal representation coordination.
• Monitoring compliance with Central Bank of Nigeria (CBN) regulations and statutory obligations.
• Liaising with external solicitors, regulatory bodies, and law enforcement agencies.
• Conducting legal due diligence on collateral documentation and financial agreements.

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Legal Advisory & Documentation

The Legal Officer / Recovery Manager will also:

• Draft, review, and negotiate:
  • Loan agreements
  • Commercial contracts
  • Legal instruments
  • Recovery documentation
• Provide legal advisory support to management teams.
• Conduct legal research to support business transactions and decision-making.
• Ensure corporate legal compliance and regulatory adherence.

Educational Requirements

Applicants must possess:

• Bachelor of Laws (LL.B) Degree
• Barrister-at-Law (BL) Qualification

Additional legal certifications or compliance-related qualifications may be considered an advantage.

Experience Requirements

Candidates should have:

• 4–7 years post-call experience in:
  • Legal practice
  • Debt recovery
  • Loan recovery
  • Credit administration
  • Financial services
  • Litigation management
• Previous experience in:
  • Banking institutions
  • Microfinance organizations
  • Credit institutions
  • Financial service companies (highly preferred)

Required Skills & Competencies

Ideal applicants should demonstrate:

• Strong debt recovery and negotiation skills.
• Excellent legal drafting and contract management abilities.
• Sound understanding of:
  • Debt recovery laws
  • Contract law
  • Insolvency procedures
  • Financial regulations
  • Credit risk management
• Strong analytical and legal reasoning capabilities.
• Ability to manage multiple legal cases and deadlines.
• Excellent stakeholder management and communication skills.
• High level of professionalism, confidentiality, and integrity.
• Strong documentation and reporting accuracy.

Salary & Benefits

Monthly Salary: ₦300,000 – ₦500,000 per month

Additional benefits include:

• Competitive monthly compensation package
• Health insurance coverage
• Employer contributory pension scheme
• Professional career advancement opportunities
• Legal and compliance training exposure
• Structured and performance-driven work environment

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Training & Career Development

The selected candidate may receive exposure and training in:

• Credit recovery strategies
• Litigation and enforcement management
• Financial compliance procedures
• Regulatory and legal risk management
• Loan portfolio administration
• Corporate legal advisory practices
• Stakeholder negotiation and conflict resolution

Work Environment

This position offers a structured, professional, and target-driven work environment where legal expertise, compliance management, and recovery efficiency are highly valued. The role requires strong attention to detail, sound judgment, and the ability to balance legal risks with business priorities.

How to Apply

Interested and qualified candidates should send their updated CV/Resume

Applications must be submitted on or before 25 Dec 2026. Early application is encouraged to improve selection chances.