Corporate Credit Analyst Job Vacancy in Abuja, Nigeria – Banking & Financial Services

Job Description

Position: Corporate Credit Analyst

Company: Bank of Industry

Location: Abuja, Nigeria

Experience: 3-5 years in credit analysis, financial modeling, and risk assessment

Education: Bachelor’s degree in Finance, Accounting, Economics or related field; Master’s preferred

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Risk Management

Salary: NGN 2,500,000 – NGN 4,000,000 per annum

Vacancies:1

Company Overview

Bank of Industry (BOI) is a leading development finance institution in Nigeria, dedicated to providing long‑term financing solutions that stimulate industrial growth and economic diversification. With a robust portfolio spanning manufacturing, agribusiness, renewable energy, and technology, BOI plays a pivotal role in fostering sustainable development across the nation. The bank’s commitment to innovation, transparency, and impact‑driven financing has earned it recognition as a catalyst for job creation and industrial transformation. As part of its strategic expansion, BOI continuously seeks top talent to strengthen its credit risk capabilities, ensuring that every financing decision aligns with the bank’s mission of empowering Nigerian enterprises.

Operating from its headquarters in Abuja, BOI serves a wide network of regional offices and maintains strong partnerships with international development agencies, commercial banks, and private investors. The institution’s culture emphasizes integrity, analytical rigor, and collaborative problem‑solving, providing employees with a dynamic environment where professional growth is encouraged. By joining BOI, you become part of a forward‑thinking organization that values diversity, continuous learning, and a shared commitment to Nigeria’s economic future.

Job Overview

The Corporate Credit Analyst will be a key member of the Credit Risk Management team, responsible for evaluating the creditworthiness of corporate borrowers across various sectors, including manufacturing, agribusiness, and renewable energy. This role involves conducting detailed financial analysis, preparing credit proposals, and presenting recommendations to senior credit committees. The analyst will work closely with relationship managers, sector specialists, and senior executives to structure financing solutions that balance risk and return while supporting BOI’s development objectives. This position offers a unique opportunity to influence high‑impact financing decisions that drive industrial growth and job creation in Nigeria.

In addition to core analytical responsibilities, the Corporate Credit Analyst will monitor existing loan portfolios, identify early warning signals, and recommend mitigation strategies. The role requires a deep understanding of Nigerian financial markets, regulatory frameworks, and sector‑specific dynamics. By leveraging advanced financial modeling techniques and staying abreast of macro‑economic trends, the analyst will help ensure that BOI’s credit portfolio remains resilient and aligned with its strategic goals. This position is ideal for professionals seeking to blend rigorous financial analysis with a purpose‑driven mission in the heart of Nigeria’s capital.

Key Responsibilities

• Conduct comprehensive financial statement analysis, cash flow modeling, and ratio analysis for corporate borrowers.
• Prepare detailed credit proposals, including risk assessments, repayment structures, and covenant recommendations.
• Present credit recommendations to the Credit Committee and senior management, articulating key risks and mitigation strategies.
• Monitor existing loan performance, conduct periodic reviews, and flag potential credit deteriorations.
• Collaborate with relationship managers to gather market intelligence and sector insights.
• Stay updated on regulatory changes, monetary policy shifts, and industry trends affecting credit risk.
• Assist in developing credit policies, scoring models, and risk rating frameworks.
• Support the preparation of quarterly and annual credit risk reports for internal and external stakeholders.

Required Skills

• Strong analytical and quantitative skills with proficiency in financial modeling and Excel.
• Excellent written and verbal communication abilities for report preparation and presentations.
• Knowledge of Nigerian banking regulations, Basel III guidelines, and credit risk best practices.
• Ability to work independently and as part of a multidisciplinary team.
• Attention to detail, critical thinking, and problem‑solving orientation.
• Proficiency in credit analysis software and data visualization tools (e.g., Power BI, Tableau) is a plus.

Education

A minimum of a Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related discipline is required. Candidates with a Master’s degree (MBA, MSc Finance) or professional certifications such as CFA, FRM, or CPA will be given preference.

Experience

Applicants should possess 3‑5 years of hands‑on experience in corporate credit analysis, loan underwriting, or financial advisory within a bank, financial institution, or reputable consulting firm. Experience in the Nigerian market and exposure to sectors such as manufacturing, agribusiness, or renewable energy will be highly valued.

Salary

The compensation package ranges from NGN 2,500,000 to NGN 4,000,000 per annum, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and pension contributions.

Benefits

• Competitive health and life insurance coverage.
• Pension scheme (Contributory Pension Scheme – CPS).
• Annual performance bonus tied to individual and bank performance.
• Professional development allowance for certifications and training.
• Flexible working arrangements and paid leave.

Training

• On‑boarding program covering BOI’s credit policies, risk framework, and systems.
• Continuous learning opportunities through internal workshops, webinars, and external courses.
• Mentorship from senior credit officers and access to a knowledge‑sharing platform.

Working Environment

BOI offers a collaborative, inclusive, and high‑performance work environment located in a modern office in Abuja’s central business district. Employees benefit from state‑of‑the‑art technology, open‑plan workspaces, and a culture that encourages innovation and work‑life balance. The bank promotes diversity and actively supports initiatives that empower women and under‑represented groups in the financial sector.

Application Process

Interested candidates are invited to submit their application through the official BOI careers portal. Please upload your updated CV and a cover letter outlining your suitability for the role. For detailed job information and to apply, visit Nigeria Job Search. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.

Equal Opportunity Statement

Bank of Industry is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.