Crop Insurance Underwriter Job Vacancy in Enugu, Nigeria – Insurance

Job Description

Position: Crop Insurance Underwriter

Company: AXA Mansard Insurance

Location: Enugu, Nigeria

Experience: 3-5 years

Education: Bachelor’s degree in Finance, Actuarial Science, or related field

Employment Type: Full-time

Industry: Insurance

Department: Underwriting

Salary: NGN 2,500,000 – NGN 3,500,000 per annum

Vacancies:1

Company Overview

AXA Mansard Insurance is a leading provider of comprehensive insurance solutions across Nigeria, offering a wide range of products that protect individuals, businesses, and the agricultural sector. With a strong commitment to innovation, risk management, and customer satisfaction, AXA Mansard has built a reputation for reliability and excellence. As part of a global insurance network, the company leverages international best practices while tailoring solutions to the unique needs of the Nigerian market. This creates a dynamic environment for professionals seeking career growth, making it a top destination for Nigeria Jobs and a key player in the nation’s employment landscape.

Job Overview

The Crop Insurance Underwriter will play a pivotal role in assessing agricultural risks, designing tailored insurance policies, and ensuring profitable underwriting practices. Reporting to the Head of Underwriting, you will collaborate with actuarial teams, field agents, and agricultural experts to develop solutions that safeguard farmers against climate variability, pest outbreaks, and market fluctuations. This position offers a unique opportunity to contribute to food security while advancing your career in a thriving sector. For more information about our corporate culture and other career opportunities, visit https://nigeriajobsearch.com/. This role is a prime example of Career Opportunities in Nigeria for professionals passionate about risk management and agriculture.

Key Responsibilities

• Analyze crop production data, weather patterns, and market trends to evaluate underwriting risk.
• Develop and price crop insurance policies that meet regulatory standards and client needs.
• Collaborate with actuarial analysts to refine loss models and ensure accurate premium calculations.
• Prepare detailed underwriting reports and present recommendations to senior management.
• Maintain strong relationships with agricultural cooperatives, brokers, and field agents.
• Monitor policy performance, claim trends, and loss ratios to adjust underwriting guidelines.
• Ensure compliance with NAICOM regulations and internal underwriting policies.
• Participate in industry forums and continuous learning initiatives to stay abreast of emerging agricultural risks.

Required Skills

• Strong analytical abilities with proficiency in statistical tools and Excel.
• Excellent written and verbal communication skills for client interaction and report preparation.
• Detail‑oriented mindset with a focus on accuracy and risk assessment.
• Ability to work collaboratively across multidisciplinary teams.
• Knowledge of Nigerian agricultural practices, crop cycles, and related risk factors.
• Proficiency in underwriting software and familiarity with NAICOM guidelines.

Education

A minimum of a Bachelor’s degree in Finance, Actuarial Science, Agricultural Economics, or a related discipline is required. Professional certifications such as Chartered Insurance Institute (CII) qualifications or actuarial credentials are advantageous.

Experience

Applicants should possess 3 to 5 years of experience in insurance underwriting, preferably within agricultural or crop insurance lines. Experience with risk modeling, policy pricing, and claim analysis is essential.

Salary

The compensation package ranges from NGN 2,500,000 to NGN 3,500,000 per annum, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the remuneration structure.

Benefits

• Comprehensive health and life insurance coverage.
• Retirement savings plan with company matching.
• Paid annual leave and statutory holidays.
• Professional development allowance.
• Employee assistance program.

Training

• On‑boarding program covering AXA Mansard’s underwriting standards and systems.
• Continuous training in advanced risk modeling and agricultural risk assessment.
• Access to industry conferences, webinars, and certification courses.

Working Environment

The role is based in our modern Enugu office, featuring open‑plan workspaces, collaborative meeting rooms, and a supportive culture that encourages innovation. Flexible working arrangements and a focus on work‑life balance are integral to our employee experience.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining relevant experience through our online portal. Shortlisted applicants will be invited for a virtual interview followed by an on‑site assessment with the underwriting team.

Equal Opportunity Statement

AXA Mansard Insurance is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, disability, or background. Our hiring practices reflect our dedication to fairness and the promotion of talent across Nigeria.