Digital Payments Fraud Analyst Job Vacancy in Port Harcourt, Nigeria – Banking & Financial Services

Job Description

Position:Digital Payments Fraud Analyst

Company:Guaranty Trust Bank

Location:Port Harcourt, Nigeria

Experience:3-5 years

Education:Bachelor’s degree in Finance, Accounting, Computer Science or related field

Employment Type:Full-time

Industry:Banking & Financial Services

Department:Risk Management

Salary:₦2,500,000 – ₦3,500,000 per annum

Vacancies:1

Company Overview

Guaranty Trust Bank (GTBank) is a leading Nigerian financial institution with a strong presence across Africa and a growing footprint in global markets. Established in 1990, GTBank has built a reputation for innovative digital banking solutions, robust risk management practices, and a commitment to customer excellence. With over 30,000 employees, the bank serves millions of individuals and businesses, offering a wide range of products from retail banking to corporate finance. GTBank’s dedication to technology-driven services makes it a top destination for professionals seeking dynamic career growth in the banking sector. As part of its strategic vision, GTBank continuously invests in talent that can safeguard its digital ecosystem, ensuring secure and seamless transactions for its customers. This commitment creates abundant Nigeria Jobs and positions the bank as a premier employer for those looking for Jobs in Nigeria that combine finance expertise with cutting‑edge technology.

Job Overview

The Digital Payments Fraud Analyst will play a critical role in protecting GTBank’s digital payment platforms from fraudulent activities. Reporting to the Head of Fraud Prevention, the analyst will monitor transaction patterns, investigate suspicious activities, and collaborate with cross‑functional teams to implement robust fraud mitigation strategies. This role is essential for maintaining trust in GTBank’s digital services and supports the bank’s broader mission of delivering secure, reliable financial solutions. For more information about GTBank’s career opportunities, visit the official portal at https://nigeriajobsearch.com/. This position contributes directly to the bank’s Hiring in Nigeria initiatives and aligns with the growing demand for skilled professionals in the financial technology space.

Key Responsibilities

• Monitor real‑time digital payment transactions using advanced analytics tools to detect anomalies.
• Investigate flagged transactions, gather evidence, and prepare detailed fraud case reports.
• Collaborate with IT security, compliance, and product teams to develop and refine fraud detection rules.
• Conduct root‑cause analysis of fraud incidents and recommend preventive measures.
• Maintain up‑to‑date knowledge of emerging fraud trends, techniques, and regulatory requirements.
• Provide actionable insights to senior management and support decision‑making on risk mitigation.
• Participate in the development of customer education initiatives to reduce fraud exposure.
• Assist in the preparation of regulatory filings and audit documentation related to fraud activities.

Required Skills

• Strong analytical mindset with proficiency in data analysis tools (SQL, Python, SAS, or similar).
• In‑depth understanding of digital payment systems, card networks, and mobile money platforms.
• Excellent investigative and problem‑solving abilities.
• Knowledge of AML, KYC, and other regulatory frameworks governing financial transactions.
• Effective communication skills for presenting findings to technical and non‑technical stakeholders.
• Ability to work under pressure and manage multiple investigations simultaneously.
• Attention to detail and a high level of integrity.
• Team‑oriented attitude with a collaborative approach to cross‑departmental projects.

Education

A minimum of a Bachelor’s degree in Finance, Accounting, Computer Science, Information Technology, or a related discipline is required. Professional certifications such as Certified Fraud Examiner (CFE) or Certified Anti‑Money Laundering Specialist (CAMS) are advantageous and demonstrate a commitment to the field.

Experience

Candidates should possess 3 to 5 years of experience in fraud analysis, risk management, or a similar role within the banking or financial services industry. Prior exposure to digital payment platforms, transaction monitoring systems, and regulatory compliance will be highly valued.

Salary

The compensation package ranges from ₦2,500,000 to ₦3,500,000 per annum, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and retirement benefits, reflecting GTBank’s commitment to competitive Employment in Nigeria.

Benefits

• Comprehensive health and medical coverage.
• Retirement savings plan with employer contributions.
• Performance‑linked annual bonuses.
• Professional development allowance and sponsorship for certifications.
• Flexible working hours and remote work options.
• Employee wellness programs and recreational facilities.

Training

• Onboarding program covering GTBank’s fraud detection systems and policies.
• Continuous learning modules on emerging fraud trends and technologies.
• Access to industry conferences and webinars.
• Mentorship from senior fraud prevention leaders.
• Certification support for CFE, CAMS, or related credentials.

Working Environment

GTBank offers a collaborative, technology‑driven workplace located in the vibrant business district of Port Harcourt. Employees benefit from modern office facilities, high‑speed connectivity, and a culture that encourages innovation and continuous improvement. The bank promotes a balanced work‑life environment, recognizing the importance of personal well‑being alongside professional excellence.

Application Process

Interested candidates should submit their application through the GTBank careers portal, attaching an updated resume and a cover letter outlining relevant experience. Applications will be screened by the Talent Acquisition team, followed by a technical assessment and interview stages. Successful applicants will receive a formal offer outlining compensation, benefits, and start‑date details.

Equal Opportunity Statement

Guaranty Trust Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, disability, or background. Our hiring practices reflect our dedication to fairness and the belief that diverse perspectives drive innovation and success.