Agricultural Finance Analyst Job Vacancy in Abuja, Nigeria – Banking & Financial Services

Job Description

Position: Agricultural Finance Analyst

Company: Stanbic IBTC Bank

Location: Abuja, Nigeria

Experience: 3-5 years of experience in agricultural finance, credit analysis, loan structuring, and risk assessment within the banking sector.

Education: Bachelor’s degree in Finance, Economics, Agriculture, or a related field; MBA or relevant professional certifications (CFA, CAFR) are advantageous.

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Corporate Banking

Salary: NGN 2,500,000 – NGN 3,500,000 per annum

Vacancies:1

Company Overview

Stanbic IBTC Bank is a leading financial institution in Nigeria, part of the Standard Bank Group, Africa’s largest banking group by assets. With a strong commitment to supporting the agricultural sector, the bank provides tailored financing solutions that empower farmers, agribusinesses, and value‑chain participants. As a dynamic employer, Stanbic IBTC offers a collaborative environment where innovation, integrity, and professional growth are celebrated. Join a team that is at the forefront of driving sustainable economic development across Nigeria, contributing to the nation’s food security and rural prosperity. This role presents an exciting opportunity for professionals seeking to make a tangible impact while advancing their career in a reputable organization.

Job Overview

The Agricultural Finance Analyst will be responsible for evaluating, structuring, and managing credit facilities for agricultural clients. This includes conducting detailed financial analyses, assessing agronomic risks, and developing customized financing packages that align with the bank’s risk appetite and the client’s growth objectives. The analyst will work closely with relationship managers, risk officers, and product development teams to ensure seamless delivery of services. The position plays a pivotal role in expanding the bank’s agricultural portfolio, supporting Nigeria Jobs, and contributing to broader economic development goals. For more information about our hiring process, visit our career portal at https://nigeriajobsearch.com/.

Key Responsibilities

• Perform comprehensive financial and cash‑flow analyses for agricultural borrowers, including smallholder farms, agribusinesses, and cooperatives.
• Assess agronomic and environmental risks using industry benchmarks, satellite data, and field reports.
• Structure loan products such as term loans, revolving credit facilities, and value‑chain financing that meet client needs while adhering to the bank’s credit policies.
• Prepare detailed credit proposals, risk assessments, and recommendation memos for senior credit committees.
• Monitor loan performance, conduct periodic reviews, and recommend corrective actions or restructuring where necessary.
• Collaborate with product development teams to design innovative financing solutions, including green loans and digital credit platforms.
• Provide technical guidance and training to relationship managers on agricultural finance best practices.
• Maintain up‑to‑date knowledge of regulatory changes, market trends, and government agricultural initiatives that affect credit risk.

Required Skills

• Strong analytical abilities with proficiency in financial modeling and Excel.
• Understanding of agricultural value chains, crop cycles, and agribusiness operations.
• Excellent communication skills for presenting complex analyses to senior stakeholders.
• Ability to work independently and manage multiple client dossiers simultaneously.
• Proficiency in credit risk assessment tools and familiarity with banking regulations in Nigeria.
• Detail‑oriented mindset with a commitment to accuracy and compliance.

Education

The role requires a minimum of a bachelor’s degree in Finance, Economics, Agriculture, or a related discipline. Candidates with advanced degrees such as an MBA, Master’s in Agricultural Economics, or professional certifications (CFA, CAFR) will be given preference.

Experience

Applicants should possess 3‑5 years of relevant experience in agricultural finance, commercial banking, or credit analysis. Experience working with rural clients, understanding of agronomic risk factors, and a proven track record of successful loan structuring are essential.

Salary

The compensation package ranges from NGN 2,500,000 to NGN 3,500,000 per annum, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the total rewards.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave, sick leave, and public holidays.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering bank policies, agricultural finance products, and risk management frameworks.
• Continuous learning opportunities through internal workshops, webinars, and external courses.
• Mentorship from senior credit officers and sector specialists.

Working Environment

Stanbic IBTC Bank offers a modern office environment in Abuja’s central business district, equipped with state‑of‑the‑art technology and collaborative workspaces. The culture promotes teamwork, innovation, and a strong sense of purpose, aligning with the bank’s mission to drive inclusive growth across Nigeria.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal linked above. Shortlisted applicants will be invited for a virtual interview followed by an on‑site assessment with the hiring panel.

Equal Opportunity Statement

Stanbic IBTC Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, or disability. Our hiring practices reflect our dedication to fairness and meritocracy, ensuring that every qualified candidate has an equal chance to succeed.