Digital Payments Product Manager Job Vacancy in Ondo, Nigeria – Banking & Financial Services

Job Description

Position: Digital Payments Product Manager

Company: Standard Chartered Bank Nigeria

Location: Ondo, Nigeria

Experience: 5-7 years

Education: Bachelor’s degree in Business, Finance, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Product Management

Salary: NGN 3,500,000 – NGN 5,000,000 per annum

Vacancies:1

Company Overview

Standard Chartered Bank Nigeria is a leading international banking institution with a strong presence across Africa. With a legacy spanning more than 150 years, the bank delivers innovative financial solutions to individuals, SMEs, and large corporations. Operating in over 60 markets worldwide, Standard Chartered combines global expertise with deep local insight, fostering economic growth and financial inclusion throughout Nigeria. The bank’s commitment to digital transformation has positioned it at the forefront of the fintech revolution, making it an attractive destination for professionals seeking dynamic career pathways. As part of its strategic expansion, the bank continuously invests in cutting‑edge technology platforms, robust risk management frameworks, and a culture of continuous learning. This environment creates abundant Nigeria Jobs and offers unparalleled Career Opportunities in Nigeria for ambitious talent.

Job Overview

The Digital Payments Product Manager will lead the end‑to‑end lifecycle of the bank’s digital payment solutions, from ideation and design to launch and post‑launch optimization. Reporting to the Head of Digital Banking, the role involves collaborating with cross‑functional teams—including technology, risk, compliance, marketing, and operations—to deliver seamless, secure, and customer‑centric payment experiences. The successful candidate will be instrumental in shaping the bank’s digital payments roadmap, ensuring alignment with regulatory requirements and market trends. This position offers a unique platform to influence the future of payments in Nigeria, contributing directly to the bank’s mission of driving inclusive growth. For more information, visit our careers page at Nigeria Job Search. The role is a key component of our Hiring in Nigeria strategy, supporting the broader goal of expanding digital financial services across the country.

Key Responsibilities

• Define and execute the product vision, strategy, and roadmap for digital payment offerings, including mobile wallets, QR code payments, and API‑based solutions.
• Conduct market research, competitive analysis, and customer insight studies to identify emerging trends and unmet needs in the Nigerian payments landscape.
• Collaborate with engineering, UX/UI, and data analytics teams to design intuitive user experiences and ensure robust technical architecture.
• Work closely with compliance, risk, and legal departments to embed regulatory safeguards and security protocols into product design.
• Develop business cases, pricing models, and go‑to‑market strategies that drive adoption and revenue growth.
• Lead product launch activities, including pilot testing, stakeholder communication, and performance monitoring.
• Analyze product performance metrics, gather user feedback, and iterate on features to enhance customer satisfaction and market share.
• Represent the product in internal and external forums, building relationships with fintech partners, industry bodies, and regulatory agencies.

Required Skills

• Strong understanding of digital payments ecosystems, fintech innovations, and regulatory environment in Nigeria.
• Proven product management experience, preferably in banking or financial services, with a track record of launching successful digital products.
• Excellent analytical skills, capable of translating data insights into actionable product improvements.
• Effective communication and stakeholder management abilities, able to influence senior leadership and cross‑functional teams.
• Agile mindset with experience in iterative development and rapid prototyping.
• Strategic thinking combined with hands‑on execution capability.

Education

A minimum of a Bachelor’s degree in Business Administration, Finance, Economics, Computer Science, or a related discipline is required. Advanced qualifications such as an MBA or relevant professional certifications (e.g., Certified Scrum Product Owner, PMP) are highly desirable.

Experience

Applicants should possess 5‑7 years of experience in product management, digital banking, or fintech, with demonstrable success in managing end‑to‑end product lifecycles. Experience working within a regulated financial environment in Nigeria or other emerging markets will be considered an advantage.

Salary

The compensation package ranges from NGN 3,500,000 to NGN 5,000,000 annually, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and a retirement savings scheme.

Benefits

• Comprehensive medical and dental coverage.
• Retirement savings plan with employer contribution.
• Annual performance bonus linked to product success metrics.
• Flexible working arrangements and remote work options.
• Generous paid leave, including vacation, sick, and parental leave.

Training

• Access to Standard Chartered’s global learning platform for continuous professional development.
• Mentorship programs with senior leaders in digital banking.
• Industry certifications and workshops on fintech, data analytics, and regulatory compliance.

Working Environment

Our Ondo office offers a modern, collaborative workspace equipped with state‑of‑the‑art technology and comfortable meeting zones. The culture emphasizes innovation, inclusivity, and a strong sense of purpose, encouraging employees to bring forward ideas that drive business impact. As part of a diverse team, you will engage with colleagues from various backgrounds, fostering a vibrant environment that reflects the dynamic nature of Nigeria’s financial sector.

Application Process

Interested candidates should submit their updated resume and a cover letter outlining their relevant experience through the online portal on our website. Applications will be screened by the Talent Acquisition team, followed by an initial virtual interview, a technical assessment, and a final interview with senior leadership. Successful applicants will be notified within four weeks of submission.

Equal Opportunity Statement

Standard Chartered Bank Nigeria is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. We encourage qualified candidates from all backgrounds to apply and join us in shaping the future of digital payments in Nigeria.