Digital Payments Product Manager Job Vacancy in Bauchi, Nigeria – Banking & Financial Services

September 22, 2026
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Job Description

Position: Digital Payments Product Manager

Company: Access Bank

Location: Bauchi, Nigeria

Experience: 3-5 years

Education: Bachelor’s degree in Business, Finance, Computer Science or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Digital Banking

Salary: NGN 2,500,000 – NGN 3,500,000 per annum

Vacancies:1

Company Overview

Access Bank is a leading African financial institution with a strong presence across 12 countries and a commitment to digital transformation. With a heritage of over three decades, the bank has consistently pioneered innovative banking solutions that empower individuals, SMEs, and large corporations. Operating from its headquarters in Lagos, Access Bank has expanded its footprint to regional hubs, including the emerging market of Bauchi, where it aims to deepen financial inclusion through cutting‑edge digital payment platforms. The bank’s culture emphasizes integrity, customer centricity, and a forward‑looking mindset, making it an attractive destination for professionals seeking career growth in Nigeria’s dynamic banking sector. As part of its strategic vision, Access Bank continuously invests in technology, talent development, and community impact, positioning itself as a top employer for those passionate about shaping the future of finance.

Job Overview

The Digital Payments Product Manager will lead the end‑to‑end lifecycle of Access Bank’s digital payment solutions, from concept and design to launch and continuous improvement. Reporting to the Head of Digital Banking, the role will collaborate with cross‑functional teams—including technology, risk, compliance, marketing, and operations—to deliver seamless, secure, and user‑friendly payment experiences for retail and corporate customers. This position plays a pivotal role in driving the bank’s digital agenda, enhancing transaction volumes, and supporting the broader goal of financial inclusion across Nigeria. The successful candidate will be instrumental in identifying market trends, shaping product strategy, and ensuring that Access Bank remains at the forefront of digital payments innovation. This is a unique opportunity to contribute to a high‑impact initiative while advancing your career in a leading financial institution.

For more details about Access Bank and its digital initiatives, visit Nigeria Job Search.

Key Responsibilities

  • Define and execute the product roadmap for digital payment solutions, aligning with business objectives and regulatory requirements.
  • Conduct market research, competitor analysis, and customer interviews to uncover unmet needs and emerging trends in Nigeria Jobs and Jobs in Nigeria.
  • Collaborate with engineering and UX teams to design intuitive user interfaces and robust backend architectures.
  • Manage product backlog, prioritize features, and oversee agile sprints to ensure timely delivery.
  • Work closely with risk and compliance to embed security controls and meet all regulatory standards for Job Vacancy in Nigeria.
  • Develop go‑to‑market strategies, pricing models, and promotional campaigns to drive adoption.
  • Monitor key performance indicators, analyze data, and iterate on product features to improve user satisfaction and transaction volume.
  • Provide regular updates to senior leadership and stakeholders on product performance and roadmap progress.

Required Skills

  • Strong understanding of digital payments ecosystems, including mobile wallets, QR code payments, and API integrations.
  • Proven experience in product management within banking or fintech environments.
  • Excellent analytical and problem‑solving abilities, with a data‑driven decision‑making approach.
  • Effective communication and stakeholder management skills.
  • Knowledge of Nigerian financial regulations and compliance frameworks.
  • Ability to work in a fast‑paced, collaborative environment and manage multiple priorities.

Education

A bachelor’s degree in Business Administration, Finance, Computer Science, Engineering, or a related discipline is required. Advanced certifications in product management or fintech are advantageous.

Experience

Applicants should have 3‑5 years of relevant experience in product management, preferably within digital payments, fintech, or banking sectors. Demonstrated success in launching digital products and driving user adoption is essential.

Salary

The role offers a competitive salary ranging from NGN 2,500,000 to NGN 3,500,000 per annum, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the compensation package.

Benefits

  • Health insurance covering medical, dental, and vision.
  • Retirement savings plan with employer contributions.
  • Annual leave and paid public holidays.
  • Employee assistance program and wellness initiatives.
  • Opportunities for professional development and career advancement.

Training

  • Comprehensive onboarding program covering Access Bank’s culture, systems, and compliance standards.
  • Continuous learning opportunities through internal workshops, external certifications, and mentorship.
  • Access to industry conferences and webinars to stay abreast of emerging trends in digital payments.

Working Environment

Based in Bauchi, the role offers a modern office environment equipped with state‑of‑the‑art technology and collaborative workspaces. Employees benefit from flexible working arrangements, a supportive team culture, and a commitment to work‑life balance. The office fosters innovation, encouraging staff to share ideas and contribute to the bank’s digital transformation journey.

Application Process

Interested candidates should submit their updated resume and a cover letter outlining their relevant experience through the online portal on Access Bank’s careers page. Shortlisted applicants will be invited for an initial virtual interview, followed by a technical assessment and a final face‑to‑face interview with senior leadership. The recruitment process is designed to be transparent, efficient, and fair.

Equal Opportunity Statement

Access Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status.